Some basic points to get you started:
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You can have more than one pension
Contributing to your pension early in your working life can make a huge difference to your retirement income
You can engage with your employer about contributing more to your pension - perhaps both you and your employer can contribute more
You should understand the benefits of increasing your pension contribution or setting up your own pension
Understanding tax relief is key - it really is ‘money for nothing’
You can make one off payments to your pension - but there are tax rules
You can now take some of your pension at age 55 - the rules are complex but worth understanding
You need to think about how much income you might need when you want to retire
You need to know how to spot scams and unscrupulous advisers
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